Lion of the Blogosphere

Student loan defaults and crappy “colleges”

Intersting info in the NY Times (which has link to original paper).

70% of student loan defaults are from students who attended for-profit “colleges” and 2-year community “colleges.”

The median income for a student borrower who leaves a for-profit “college” is only $20,900, which is less than minimum wage in some locales where the minimum wage was recently increase.

Crappy overpriced “colleges” need to be shut down for the good of society.

Written by Lion of the Blogosphere

September 11, 2015 at 11:01 am

Posted in Education

95 Responses

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  1. I think a lot of these crappy schools are vocational oriented, offering trades, championed by individuals like Yakov, which are infested with NAMs. A lot of them receive learning vouchers, that are subsidized by taxpayers’ dollars. Liberals love these schools, because anything from the White middle class, that pays for the NAM underclass, is a good thing.


    September 11, 2015 at 11:32 am

    • In the case of community colleges, this is true: welding, hvac, medical assistant, paralegal, etc. However, instead of practical trade education, the for-profits offer many times quite literally worthless degrees in made up courses of study.

      Sagi Is My Guru

      September 11, 2015 at 12:19 pm

      • In NYC, we have these IT training schools that costs you about $20K, where you study to be a MSoft or Cisco technician. They promise you the world, when you pass the certification tests. Most of the classes are taught by lousy, prole instructors, who don’t even hold certs in the area they’re teaching. The student demographic consists of NAMs, guido types and the loserish beta guys, who opt out of the traditional 4 year college. Many of the NAMs who attend, tend to be older, disenfranchised (disadvantaged) and at the expense of tax payer dollars. Quite a number of Hasidic students attend as well. Hasidics are similar to blacks, being a disadvantaged minority group, who receive gov’t benefits, when it comes to job training.


        September 11, 2015 at 3:22 pm

      • I live in Las Vegas. A few years ago I enrolled in the welding curriculum at College of Southern Nevada. In my opinion the program was very good, and I have heard good things about some of the other programs of study (Diesel, Auto Mechanics, Auto Body, Auto Electrical, HVAC, Electronics, CISCO Network Technology…..) at the college. The program was not that expensive either; about $500 per course. Six courses, usually, to complete a program, and you can pursue the program a la carte. Presently, I am not working as a welder, and I do not blame the school for this circumstance. The tragic truth is I suck at welding. I could not master the techniques. I blame it on faltering eyesight but whatever, I can’t weld. And this is very demoralizing because welding is cited as a craft where even low IQ people can achieve competency and make a decent living. Still, I am not giving up. I am installing a welding station in my backyard (already purchased a nice TIG/STICK combo welder) and intend on practicing until I master this mysterious craft.

        Daniel H

        September 11, 2015 at 6:44 pm

      • > And this is very demoralizing because welding is cited as a craft where even low IQ people can achieve competency and make a decent living.

        Haha, no man, I have always done well in school, but I instinctively knew that I would never be good at anything in the trades. I guess not having a father around didn’t help. I could play sports, but for some reason any class in manufacturing/engines I had no inclination for and no proclivity at.

        Of course now, being an adult, I could study it with more focus and discipline. But I never really had any talent at it. And working class guys kinda have a point when they say… oh you couldn’t even fix your own car (which I don’t drive). But whatevs, I mean everyone has their weak points…


        September 12, 2015 at 1:22 am

      • health information is a very good area to get into right now. That’s all I’m gonna say. And Liion is wrong, you just need to get into a position and accrue real work experience. Real work experience is valued more highly than like prestigious degrees. Ok this has been gone over before… but for those not trying to get on an elite sadomasochist career path, in a lot of tech fields just experience will do. No one gives a shit that you went to Yale…. there are faggots at Yale making 25K per year on gay little stipends…


        September 12, 2015 at 1:33 am

      • “Real work experience is valued more highly than like prestigious degrees.”

        You need a degree in the first place to get a job where you get real world work experience. It’s close to impossible to get into a good career track without a good degree.

        Lion of the Blogosphere

        September 12, 2015 at 9:32 am

      • @Daniel H.

        APEX has the best placement record in the welding trade. So you are correct that it requires the least IQ and education. However, it’s a manual skill, if you could not do it in school, just quit it – it’s not for you. We had two very good looking white blonde hookers in the welding program as part of their plea bargain deal and they could do it. I’m not handy, but I’ve learned it on the job and do it. So if you couldn’t, you are bad news. I put it bluntly, but it’s for your benefit.


        September 12, 2015 at 8:35 pm

    • Its a travesty that working a trade is considered a nam thing and that white people who do it are somehow defective or the “bad” white people.

      Its all to rationalize rich peoples vindictiveness and love of endless cheap labor


      September 11, 2015 at 5:56 pm

      • Yes, Whites who attend trade schools, are “defective” dimwits, from an elitist point of view.


        September 12, 2015 at 10:29 am

      • For all their talk about the “working class,” socialists really despise trades workers too. Just read some of the old communist writers like Doris Lessing; they thought all these horrible trades and factory jobs should be just swept away, replaced with automation, letting the “workers” pursue self-actualization instead. Like being writers and artistes.

        Mrs Stitch

        September 12, 2015 at 5:13 pm

      • Our elites in Meriprolestan, do not believe in self actualization. They are your consummate, money grubbing, opportunists.

        Similarly, a wealthy bumble fumble like Warren Buffet, would be lauded by East Asians as a boring elite, and a usless POS, among European elite circles.


        September 13, 2015 at 12:43 pm

  2. I worked briefly as a financial aid officer at a technical college in NJ in 1994. This school offered programs like Medical Assistant, Clinical Technician, etc.
    If I hadn’t seen this personally, I would have probably never known. The system was set up so that the admissions saleslady could sign up a new student off the street after giving some minimal qualifications exam (with which it was rumored that she sometimes gave assistance), then send the person directly to me to process a FAFSA. About 95% of these applicants qualified for a full Pell grant, which was somewhere in the ballpark of half the tuition (tuition was about $6000 for the certificate program at the time). The remainder of the tuition came in the form of a subsidized Stafford loan.
    If the student dropped the class, the school was entitled to a prorated fraction of the tuition. The prorated amount was rounded up to the next 10% (not to the nearest but to the next highest 10%). I noticed that a plurality of the prorated situations (not a majority but the most common single type of case) were for 10%.
    In other words, a large source of income for the school came from signing up people who were not prepared to handle the course, having them predictably drop the course very quickly after attending a class or two, then collecting $600 from the taxpayers for the hour spent with the admissions person and the half hour spent with me, and maybe an hour of total paperwork, done by people who were making about $20,000 per year.

    Copperhead Joe

    September 11, 2015 at 11:42 am

    • Fascinating story. You have to frown at the immorality of it while nodding at the ingenious nature of the scam. All “legal” and all thanks to stupid open ended government handouts with zero restrictions.

      I wonder about these schools. Are bunches of them owned by the same people? It’s the sort of thing where you’d find the same group of Persians or Indians or Albanians behind the scenes running the scams. It has that smell.


      September 11, 2015 at 12:32 pm

      • These places, like Career Education Corp., which runs a bunch of these schools, all lousy, are run by well connected political folks (shocking!) like California Regent Richard Blum (Senator Dianne Feinstein’s husband) who has been a significant shareholder despite allegations of conflict of interest. The last name sounds more Maddofian than Persian but plenty of these folks (shareholders and managers) have Episcopalian sounding last names as well. Looks like this has been a nice little scam for the bottom feeders among our social betters.


        September 11, 2015 at 10:42 pm

      • I met the owner. He was a typical shady but not dangerous looking NJ guy in his 40s. Above average prole. I don’t know how he came about owning the school. I never saw any foreign involvement. He had a more polished front man with the title of Financial Aid Director. I was looking for something to do after college until I found a better job. A college buddy was dating one of the girls who worked there, she got him a job, then a few months later he talked someone into hiring me. I stuck around for 4 or 5 months. I believe there were students there who went on to get real jobs in clinics and hospitals that improved their lives, and the instructors were civilized people with experience in the medical field. But the value transferrence from the taxpayers via the “put some papers in front of an illiterate and wait for the check” thing at the same time – not the way I was raised.

        Copperhead Joe

        September 11, 2015 at 11:50 pm

      • The guys that run APEX are pretty sharp snake oil salesmen an BS artists.


        September 12, 2015 at 8:39 pm

    • I will add that there were people who had defaulted on Stafford loans in the past who were not aware that they had loans, i.e., they did not understand, nor had never understood, that they owed someone money.

      Copperhead Joe

      September 11, 2015 at 12:41 pm

      • ever understood

        Copperhead Joe

        September 11, 2015 at 12:41 pm

      • “they did not understand, nor had ever understood, that they owed someone money.”

        You see, this is the kind of thing that SWPL whites don’t understand. They really can’t comprehend someone being this dumb, yet the majority of NAMs and many lower class whites are precisely this stupid.

        Hey, why do you keep getting these letters in the mail from some loan company? – “I dunno. Throw it away.”
        Did you sign any papers? “I don’t know. Don’t think so.”
        Why are these people calling asking for money? “Tell them to go away, I ain’t got no money.”

        Poor, 105+ IQ white people are incapable of putting themselves into the minds of 85- IQ people. For all their cleverness, these SWPLs have no theory of mind, no real awareness of “the other” who they obsess about so much. Which is precisely why they really, really believe that you can take that 85 IQ nimrod and make him into a Medieval Literature Scholar if you just GIVE HIM A CHANCE! Without enough love and money spent, shazam! The magical makeover!

        Back in the real world, though, you get people who don’t know they took out a loan. I bet there’s plenty of people who have their cars repossessed because they didn’t realize they had to make payments on it, and/or they just didn’t care. Well hell, they got to drive it for half a year. What’s wrong with that?


        September 12, 2015 at 12:53 pm

      • Got a stepson somewhat like this. Went into debt buying crap as soon as he got his first paycheck from the Marines. He also enrolled for some classes at UoP. We get collection calls all the time. I think he does know that he signed off on this, but he is so far behind that it’s more in his interest to play dumb to us. I think that’s what plenty of these NAMs do too. Better to play dumb than to own up.

        Mrs Stitch

        September 12, 2015 at 5:18 pm

      • @petdrike

        Very true. It took APEX, Rikers and HBD blogs for me to realize how simple it actually is. It’s race and IQ. And there is nothing more real than that.


        September 12, 2015 at 9:47 pm

  3. If we could find a way to keep crappy students out of crappy colleges we could fix the crappy wage problem. Is this a “which came first the chicken or egg” or a “garbage in, garbage out” problem?


    September 11, 2015 at 12:00 pm

    • The wages aren’t crappy because the schools are crappy. Some people you could send to Harvard and they still would not have great economic value.


      September 11, 2015 at 12:49 pm

      • There’s a company out there who would prefer to hire a moron from Harvard of a genius valedictorian from directional state u.

        Lion of the Blogosphere

        September 11, 2015 at 10:05 pm

      • They may not have economic value but they have connections and a prestigious name brand diploma.

        Lloyd Llewellyn

        September 11, 2015 at 10:10 pm

      • The wages aren’t crappy because the schools are crappy. Some people you could send to Harvard and they still would not have great economic value.

        Bogus colleges are a minor problem compared to highly ranked four year colleges using bogus education methods. The extended time it takes to earn a degree from a good school is dysgenic because it keeps able white students racking up debt for degrees that could be earned in 1 to 3 years, and because it delays how early young, intelligent, whites can enter the workforce and have families.

        British college students finish their degrees in 3 years, usually, because they don’t take general education courses. We should do the same or better: a high IQ white man or woman’s time is spent for the better if they’ve graduated from a name college by the age of 19 or 20 and have children by their early to mid 20s than if they are still slogging towards a degree at age 23 or 24.

        Degree time-to-completion should be greatly shortened for intelligent white students.

        The Undiscovered Jew

        September 11, 2015 at 11:06 pm

      • I would hire the genius valedictorian engineering, math, economics, or physics major from the state university over the C liberal arts major from Harvard without a second thought. It’s unfortunate that this country worships a brand name or facade at the expense of substance and ability.


        September 12, 2015 at 8:16 am

      • I didn’t say that EVERYONE would feel that way, but I do guarantee that there is some company out there that will definitely want to hire the dumbest Harvard grad.

        Unfortunately, the Harvard Effect doesn’t flow down to lesser Ivies like Penn.

        Lion of the Blogosphere

        September 12, 2015 at 9:34 am

      • State U proles, tend to be exposed to a black/white vocational think, in contrast to the Ivie grads, who think deep and outside of the box. An Ivy League education is utmost important to those who enter Wall St, BIGLAW or Democrat Politics.


        September 12, 2015 at 10:36 am

      • @ JS- As an aerospace engineer I can tell you that any new and useful solution to a problem requires deep, original, and out of the box thinking. We wouldn’t have been able to put a man on the Moon or land the Mars Rover on Mars without new and original knowledge. Engineers, physicists, mathematicians, economists (from the State U or anywhere else) et al are capable of just as high level thought as the soft major from Harvard (who likely can’t solve any real problem (as evidenced by the large number of Ivy League fluff majors in government, from the President on down).


        September 12, 2015 at 11:05 am

      • Most elitists are selfish and self preserving, and thus, they would find ways to put themselves and their heirs to the fullest benefit. Our government sucks, but that’s what the elites want. They also know the general populace are docile and kept in check, so there wouldn’t be any rebellious outbursts. Being an engineer in our current Meriprolestan, has no perks, even if they were involved in creative-outside of the box thinking.


        September 12, 2015 at 12:17 pm

      • @Lion of the Blogosphere

        A company?! I would say most companies.


        September 12, 2015 at 12:58 pm

      • @Undiscovered Jew

        In Israel BA takes 3 years and Humanities students must take double major. My daughter did three majors in her three years on full scholarship which Included room and board – Math, Judaic Studies and English Language and Literature. None of my kids went to college in America. It just doesn’t make sense sense either educationally or financialy.


        September 12, 2015 at 9:56 pm

    • Well the students will still have crappy wages and unemployment levels they just won’t have student loan debts. And even good colleges whose graduates do find jobs will still be receiving levels of resources and prestige that are totally irrational.

      Lloyd Llewellyn

      September 11, 2015 at 5:52 pm

      • @JS about “Democrat Politics”

        Through the year 1984, Every Dem on the Presidential ticket has been somebody who went to law school, although Al Gore dropped out to run for office and did not graduate. When I learned this I thought about the kind of people I went to law school who wanted to get into politics: social climbing sociopaths.

        The Repub candidates are a much more eclectic mix of people.


        September 12, 2015 at 10:57 am

      • In our current paradigm, its fully credentialed, Ivy League grads, who win at the end of the day. Yes, most of them are sociopaths, and that how the game is play. Nice guys finish last in America.


        September 12, 2015 at 12:21 pm

  4. The solution is not to ban them. Just stop having the Federal Govt. underwrite them. Lots of these places are scams where the ultimate mark is not the student but the taxpayer. The government should have high standards for what schools qualify for Federal student loan money.

    On the other hand, is there some public benefit to keep certain groups in school and not pregnant?


    September 11, 2015 at 12:48 pm

    • Dan, why do you think it stops them from getting pregnant? Many of them are welfare parents already, and many of the females get pregnant and birth while they’re on educational welfare (term used elsewhere on this thread, and I’m adopting it). These are not responsible people who just got suckered in their earnest desire for education. They’re either doing this for the financial aid, or to satisfy their welfare requirements. It’s a temporary way out of the workforce.

      Sheila Tone

      September 12, 2015 at 11:05 am

  5. With the explosion of online education it is only a matter of time before most of the third and fourth teir colleges go belly up. It is bound to happen because there simply is not enough of a value proposition and their are more affordable alternatives. Most vocational training should be in the form of apprenticeships and certification programs.

    It is ridiculous for someone to pay $200,000 or more dollars and four years of their life to major in something like business administration or accounting. You can learn everything you need to know on the job in about 6 months. Universities should not be for job training. They should exist to cultivate the arts and sciences as they were intended. Furthermore, only the top 1/5th of any high school class has any business attending college in the first place. The idea that everyone must go to university is just another liberal fallacy. Most people to do not have the intellectual curiosity, or even the desire, to go beyond the 12th grade level.


    September 11, 2015 at 12:50 pm

    • It is ridiculous for someone to pay $200,000 or more dollars and four years of their life to major in something like business administration or accounting. You can learn everything you need to know on the job in about 6 months. Universities should not be for job training.

      We don’t need four year universities for anything except medical training and scientific research. Everything other department, except certain sections of the business schools, should be shuttered simply because they employ liberals.

      Instead of replacing four year university education with vocational schooling, Republicans should use federal and state government regulatory power over the funding and credentialing of education to manipulate four year colleges – from first tier to fourth tier – to force them to award students full bachelor and graduate degrees from existing schools by passing speedy online classes and tests.

      Students will graduate in 3 years or less, with degrees earned from brand name institutions, but they will earn their degrees from online examinations and courses. Automating courses will lead to mass job losses for tenured faculty and their assistants.

      The Undiscovered Jew

      September 11, 2015 at 10:59 pm

      • I think that is an outstanding idea.


        September 12, 2015 at 9:37 am

      • “Sagi is My Guru”, using multiple pseudonyms on a single comment thread is forbidden and will be cracked down upon in the future. Please don’t do that again. Sorry for having to warn you.

        Lion of the Blogosphere

        September 12, 2015 at 9:41 am

  6. No college is better than crappy college. Crappy colleges provide students with debt and take up valuable time that can be spent teaching students skills. The best way to eliminate these colleges is to disqualify them from government tuition assistance programs.

    Unfortunately Republicans tout these schools as antidotes to the liberal state colleges and nonprofit colleges.


    September 11, 2015 at 1:29 pm

  7. Off topic: Lies get around the world before the truth can get its boots on.

    The father of that pitiful dead Syrian boy not only had safety in Turkey already: he was a people smuggler. He was the driver of the boat.


    September 11, 2015 at 2:22 pm

  8. From the NYT article:

    I like this photo. It seems like these diabolical looking women, wearing their sinister gowns, are having a blast, graduating at the DVA (Darth Vader Academy).


    September 11, 2015 at 3:13 pm

    • Ah, but JS they only went to college so they could get a self-actualizing job and wouldn’t have to be proles! If they were graduating from a trade school wouldn’t you be saying that they should be cultivating their minds at a university? Not that you really need a university to do this, only a library.


      September 11, 2015 at 10:47 pm

      • JS, I just came across a website that sells IA-related merchandise (tshirts, keychains, stickers, etc..) Its called, and no, I’m not making this up! I practically burst a gut laughing when I read the following on their home age: “call toll-free 866.guido4U.”


        September 11, 2015 at 11:24 pm

      • “home age”

        that should have read “home page”


        September 11, 2015 at 11:26 pm

      • The website/company was founded by IAs selling “Italian” products, and that says a lot!


        September 12, 2015 at 11:20 am

      • They only went to college to party and meet a husband is closer to the truth.

        ti ti blumbo

        September 12, 2015 at 4:21 pm

      • The internet has also replaced the library, when it comes to learning independently. People think technology has replaced the college learning setting (or being an independent person studying at the library), but it hasn’t, not even close. Exchanging information between academics face to face, and being mentors for each other, at the graduate level, are invaluable experiences, not afforded to independent scholars.


        September 13, 2015 at 8:56 pm

    • only females and minorities are allowed to celebrate achievement


      September 12, 2015 at 4:06 am

      • The sheer amount of women at the “normal” college campuses are astounding. Lower Betas/Omegas end up in trade schools or community colleges, where there is an overrepresentation of loserish types. Essentially, they’re stuck at the sausage factory.


        September 12, 2015 at 12:08 pm

      • North Carolina, with a student body that is nearly 60 percent female, is just one of many large universities that at times feel eerily like women’s colleges. Women have represented about 57 percent of enrollments at American colleges since at least 2000, according to a recent report by the American Council on Education.

        Jayne Dallas, a senior studying advertising who was seated across the table, grumbled that the population of male undergraduates was even smaller when you looked at it as a dating pool. “Out of that 40 percent [men], there are maybe 20 percent that we would consider, and out of those 20, 10 have girlfriends, so all the girls are fighting over that other 10 percent,” she said.

        “The New Math on Campus”

        Thus, there is in modern society no escape from the alpha/beta distinction even when the odds are good. Instead, it seems these days alphas emerge from college as shuffling, shrivelled, dried-out, though broadly smiling, husks; they are flanked by a large group of meditative yet somehow wistfully sad young men waiting for their time to come in their 30s.


        September 12, 2015 at 3:25 pm

      • Visiting my alma mater, I notice a spectacular rise of women of all colors and background, affirmative action NAM males, and children of East Asian tyrants with their Mandarin speak. It seems like the White demographic consists mostly of self-entitled females and clueless White men. What a travesty, when money triumphs over talent and qualifications!


        September 13, 2015 at 11:33 am

  9. Absolutely, and so do the bad trade schools need to shut down. In the USSR a trade school graduate would hit the ground running, over here they are completely useless. I didn’t have a choice, but if I could, I would have gone to trade school in Israel or Germany. Apex is a zoo. Like many other, I did it on disability and it cost me nothing. I wouldn’t pay a penny to go to Apex – it’s the bottom of the barrel. A lot of African-Americans go as part of their plea bargain deal. I don’t know the details, but I think it’s a good way to get training. You commit the right crime and have your public defendant work out a deal with DA that sends you to school. But that’s only if you fail to qualify for disability. I think any intelligent, healthy person can do it. It’s not hard.


    September 11, 2015 at 3:48 pm

    • As you are taking your Shabbos, and will not be responding, I previously mentioned to you that Liberal NYC consists of income inequality between 2 groups of people. There are the well to do Whites and the NAM underclass. Trade schools are for the latter group. There isn’t much of a niche for proles, and most proles in NYC, tend to be on the left side of the IQ bell curve.


      September 12, 2015 at 10:51 am

    • @Lion

      You engage in censorship without understanding the subject matter. In APEX and in Rikers ‘nigger’ is not a perjorative, but a regular way of speech. It’s always ‘niggers this’ and ‘niggers that’. It doesn’t stand exclusively for African-Americans, it depends on the context. If for some reason it rubs you the wrong way, ‘students’ would’ve been a good word in the context.


      September 12, 2015 at 10:13 pm

      • If people read the blog who have never been to prison, they would get the wrong impression that the blog is racist. We don’t want that. So let’s use language appropriate for Fox News.

        Lion of the Blogosphere

        September 13, 2015 at 12:08 am

  10. The whole student loan program should be ended. It’s been a disaster.


    September 11, 2015 at 4:23 pm

  11. Why were they allowed to exist in the first place? Oh yeah…The Republicans. Thanks for your contributions to…screwing shit up.

    Bill Lambeer

    September 11, 2015 at 5:38 pm

    • Yes. Hit all the phony bootstraps arguments + campaign contribution sweet spots the Rs love. Let’s the Rs continue their phony meritocracy cover story (which lets them avoid addressing population differences) while the Ds maintain their phony egalitarian posture (which allows them to avoid addressing population differences). Two phony groups shouting past each other with nobody stating the obvious; some people are so dumb or lazy they are write-offs to society.


      September 11, 2015 at 10:31 pm

  12. LotB: Crappy overpriced “colleges” need to be shut down for the good of society.

    Yep, same as crappy overprice toilet law schools.

    E. Rekshun

    September 11, 2015 at 5:42 pm

  13. I feel bad for these students. I assume that many of them are not ideal candidates for a traditional university education: low intelligence, or perhaps they have the intelligence but they cannot fit classes at a traditional university — typically delivered between 8 am and 6 pm — around their working schedule. What other options do they have, aside from military service, if they fall in the latter category? A lifetime or shit wageslavery seems less appealing than gambling a five figure loan on a degree mill that might elevate their economic status.


    September 11, 2015 at 5:42 pm

  14. A substantial number of welfare recipients go to these schools because under welfare-to-work reform programs, it’s an acceptable alternative to holding a job. The public loves the idea of welfare moms bettering themselves through higher education.

    Sheila Tone

    September 11, 2015 at 6:03 pm

  15. Some community colleges are quite affordable and provide good job training. It depends on the state.

    A number of people have proposed that people be allowed to bankrupt out of their loans after a period of time, at which point the educational institutional would be on the hook for a portion of their loan. It would put a stop to all the crookery and probably put most for-profit schools out of business.


    September 11, 2015 at 6:29 pm

  16. These colleges will admit any moron, literally. Here’s one that admitted a fellow who read at a third grade level.

    Many of these colleges offer graduate school programs like MBA, etc. Dummies who don’t know better get contacted by these sleazy outfits who work them through the federal student financing paperwork (especially the vets), pursue one of these essentially fake degrees (quality of work is high school or lower) come out as dumb as they went in only $50,000 poorer and expecting a job in a field where they will never get an interview. If they do land a job somehow their employer will quickly discover what a mistake they made and it will never be repeated meaning no further graduates are hired by that employer from that school.

    The faculty at these places are almost exclusively graduates of the school. They offer graduate programs so they can convince undergrads that they can move up the education ladder without disclosing that their undergrad degree is only accepted at similar crappy school. In other words, credits don’t transfer to legitimate institutions. The accrediting agencies are often sketchy and have been co-opted. The whole thing is a scandal.


    September 11, 2015 at 10:26 pm

    • The one use I’ve found for those graduate programs is getting a pay raise in the public sector. I’ve known teachers who have gotten master’s degree from schools like Uni Phoenix and they’ve gotten the same raises as other teachers who got their graduate degrees from accredited universities (generally Directional State U types schools, but at least “real” schools). The mandated pay raise for educational attainment attracts shitty government workers to graduate level programs. While getting a MPP at a large public urban university, government workers in my classes were horrible students, put in the least effort, and were the absolute worst to have as members in project teams.


      September 12, 2015 at 12:56 pm

      • Exactly. It is just a cover for inflating the appearance of quality of the government employee so that an over-market wage can be paid. The problem is that these morons start to think they are MBAs and PhDs and they try to throw their weight around. If you’ve ever encountered even a mild exchange involving a difference of opinion between one of these hacks and a real professional, such events are always cringe worthy as the ignoramuses are always exposed. Nevertheless, they create havoc and waste time trying to make themselves ‘relevant’.

        I’ve encountered three of these folks. Two filled useless HR-type positions (training) and all they knew was motivation-speak. These ‘seminars’ are dis-spiriting events. You cannot sit through these preposterous parlor games without wondering how someone could be paid good money for such useless work.


        September 12, 2015 at 5:29 pm

      • A PhD has some weight. The MBA is pretty much a useless degree, and PROLE!


        September 13, 2015 at 8:57 pm

  17. I keep hearing that these for-profit schools are all rip-offs. Aren’t ANY of them real? What about a college graduate who is making a mid-life career change? Does he have to get a second master’s to get a job in a different field?


    September 11, 2015 at 10:54 pm

    • The vast majority of these for profits are organized under the following business formula:
      1) there is a strong social message in America that education can lift all boats including the person who obtains a GED at age 24 and has only ever read a comic book from cover to cover; society owes this person the opportunity to become the head of a major corporation or a doctor or lawyer;
      2) to help perpetuate the fiction outlined in (1) above the government decided to underwrite college loans for persons identified at (1) above and also veterans and those displaced from the downsizing of America’s manufacturing base. Underwriting vets helped recruit people (don’t worry about getting a job post-service, the government’s paying!); Banks also loved the business.
      (3) Since vets especially had guaranteed money paid by someone else and the vast majority had no college they were targeted hardest. Where normal schools have advisers these places have sales agents who work the targets as hard as any used car salesman; (4) as mentioned before, where the government pays the bill all you need to do is keep them hanging on at all costs, including accepting sub-sub-standard work, for as long as possible.


      September 12, 2015 at 5:56 pm

  18. One thing I agree on Yakov with is the bootstrap argument.

    Any person willing to wake up in the morning and work harder than everyone else is going to win in life, end of story.

    It doesn’t matter even if the whole system is stacked against you, you fight- that is what is in human nature to do.

    Hard work is everything in life.


    September 12, 2015 at 12:43 am

    • “Any person willing to wake up in the morning and work harder than everyone else is going to win in life, end of story.

      It doesn’t matter even if the whole system is stacked against you, you fight- that is what is in human nature to do.

      Hard work is everything in life.”

      1. sounds great. you can do it!
      2. never give up, follow your dreams!
      3. #facile


      September 12, 2015 at 4:21 pm

    • And how is every person supposed to work harder than every other person?

      Lloyd Llewellyn

      September 12, 2015 at 9:59 pm

  19. People with Down’s syndrome were authorized to obtain college Pell Grants in the last few years. Educational welfare is the goal since welfare to work decreased govt dependency.


    September 12, 2015 at 1:39 am

    • yes state U is taking retards…they’ll hold their hands through the degree, then the grad will get some sort of institutional job with an agency, as an outreach liaison for other retards, or something.

      Mrs Stitch

      September 12, 2015 at 5:28 pm

  20. one thing i never understood is why so many americans are willing to shell out big bucks to go to private colleges and universities that aren’t ivies or any of the elite few private schools. is it because they can’t get accepted into a public university? there are just countless private universities in the u.s that seem to have no cachet attached to them whatsoever but they charge 4-5 times the amount a public university would. what is the point?

    james n.s.w

    September 12, 2015 at 5:59 am

    • The students are spending their parents’ money, or student loans which seem like Monopoly money and not real money (until after they graduate that is).

      Lion of the Blogosphere

      September 12, 2015 at 9:33 am

  21. This scam and diploma mills have been in the news for decades. At this point, anyone who goes to one of these schools deserves what he gets. All of these “schools” claim to be “accredited” but the accrediting agencies are yet another scam!

    @Curle: The faculty at these places are almost exclusively graduates of the school.

    The pay for “instructors” must be horrible, as it is for adjunct instructors at real schools. Not long ago, I turned down an offer to teach accounting at a decent, well-respected 4-year university; even after they raised the salary offer by $1000 to $3500 for a two session per week, 15-week undergraduate class. I estimated 10 hours of work per week, plus another 10 hours up front. To me it wasn’t worth it, but maybe as a retirement gig. I’ve heard as low as $1500 per semester-long class.

    E. Rekshun

    September 12, 2015 at 5:59 am

    • “I’ve heard as low as $1500 per semester-long class.”

      Yup, and from totally respectable schools. This is the adjunct professor scam. Basically, these people are one step above unpaid interns, yet they themselves often have advanced degrees from fancy schools. Yet the universities put them into virtual slave labor so the university President can get $800,000 a year salary and an army of useless paper pushers and Diversity Deans can make big money as well. And of course these are the very same schools that are constantly screaming about “economic justice” and “inequality”!

      If you can make it to tenured professor, that really is a great gig. Not much work. You get to study and write about a subject you (one hopes) have genuine interest in. You get a new crop of sweet young things to pluck from every year (and lemme tell ya, they get plucked all the time). It’s one of the best gigs around. But 90%+ of the aspirants will never make it out of Adjunct hell.

      Our colleges and universities are as corrupt and money grubbing as everything else in America, only they get to wrap it all in a blanket of Progressive GoodThink. Ahhh, hypocrisy!


      September 12, 2015 at 1:06 pm

      • The college president at NYU, makes about $1.5 million, up from $700K, in 2007, gets his kids who are either Wall St or BIGLAW types, to stay at the nicer dorms in a trendy area of Manhattan for free, and was giving out sweet loans to some of the deans and top professors, with a long payback period, at ridiculously low interest rates. His pay raise has to do with what elitists in Meriprolestan are good at. Importing non-whites, and getting rewarded for it.

        Too bad none of us are part of this sweet club!

        But why do most of its students not care, besides being young and naive? They come from upper middle class backgrounds, who want to emulate these corruptible elitists.


        September 13, 2015 at 11:58 am

    • Many of my accounting instructors sucked. It could have been the low pay, vocational oriented nature, and the lack of creativity coming from accountants, besides number fudging.

      The only subjects worthy of instruction, at the real schools are fluff subjects, but there is an over-saturation of candidates in History, Literature and whatever interesting, that comes by.


      September 12, 2015 at 1:26 pm

    • $3000 is like pumping gas at $10 an hour. Funny.


      September 12, 2015 at 8:01 pm

    • 3 years ago APEX was paying $60,000 for 8 to 4 and two nights 6 to 10. With benefits, paid vacation, sick leave, 401-k matching and a minimum 6% yearly salary increase. Not bad for a retired guy or a guy who likes teaching. The only catch is that nobody lasts more than a few years. I think that as the instructors move up the pay scale they are replaces by cheaper, warm bodies. This makes business sense.


      September 12, 2015 at 8:23 pm

  22. The policy over the last couple decades has been to shove more people into higher education as a response to the lower number of jobs available. Unsurprisingly, more people holding credentials did not magically increase the number of jobs available. It just allowed existing employers to make absurd credential demands and raise costs for everyone.


    September 12, 2015 at 1:40 pm

  23. The liberal arts programs of non-crappy colleges and universities should be shut down also as they are utterly defrauding students and providing no hope for paying work.


    September 12, 2015 at 2:39 pm

    • Not at the Ivy Leagues. A History major at Harvard, becomes a Wall St financier after graduation.

      Anyone who’s been telling you that work hard meritocracy exists in Meriprolestan, is either lying or clueless.


      September 13, 2015 at 11:44 am

      • Unfortunate for America, hiring people who studied fluff and in turn developed no actual analytical/problem solving ability just because they attended a collegiate charm school. No wonder our economy and government is so screwed up, having those type of people in Wall St. and DC decision making positions.


        September 14, 2015 at 11:09 am

      • Who cares, because the guys at the top don’t. Income inequality, is on a steep rise, since the 2008 financial crisis. The lower rungs of Wall St were booted, but those at the top, made more money after the crash.


        September 14, 2015 at 11:35 am

  24. “Crappy overpriced ‘colleges’ need to be shut down for the good of society.”

    that’s one of the main problems of capitalism, it encourages “predatory capitalism”. those fake colleges are not just crappy and overpriced, they are fraudulent, predatory, immora. they should be illegal, but somehow they are not, because — i don’t know why not. caveat emptor i guess? but one thing is a scammy late night commercial for a $19.95 ginzu knife, another thing is putting an already dumb and undereducated person under a mountain of debt.


    September 12, 2015 at 4:18 pm

    • At last some sympathy for dumb people. Our oracle, HBD, says dumb people are not to blame for being dumb.


      September 13, 2015 at 7:56 am

      • Which is why society should 1) seek to provide some protection for those we have, and 2) limit the total numbers as much as possible.


        September 13, 2015 at 3:28 pm

      • exactly. i feel bad for them, getting swindled by the savvy and the immoral.


        September 13, 2015 at 4:51 pm

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