Lion of the Blogosphere

Yay, Medicaid!

I told New York State I don’t plan on having any income next year (which as far as I know is true since no one is offering me a job), and they gave me Medicaid. Thank you Obama.

I wonder if there’s a catch?

Written by Lion of the Blogosphere

December 29, 2015 at 8:15 PM

Posted in Uncategorized

80 Responses

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  1. You are limited to the providers you can see. You also will likely have to see your primary care doc before seeing a specialist.


    December 29, 2015 at 8:19 PM

  2. Yes, if you actually end up having income.


    December 29, 2015 at 8:33 PM

  3. How much do you have saved up? Do you have money in various investments? Are you planning on buying property? How will you support yourself once your money runs out? Become an Uber/Lyft/PostMates driver?


    December 29, 2015 at 8:37 PM

    • I drove for Postmates. Such a hustle, it’s a very tough way to drum up money. About 7 or 8 bucks an hour on average, not including wear and tear on car/gas money. Only worth it on poor weather weekends when “blitz pricing” is in effect. Similar to Uber’s surge pricing.


      December 30, 2015 at 11:15 AM

    • I did a detailed, long-term total cost-of-ownership analysis on my automobiles, and it came out to exactly $0.50 per mile driven. That’s pretty close to the IRS mileage reimbursement rate. Using your own vehicle to earn $10 to $20 per hour driving for Uber (before taxes) is a bad deal.

      E. Rekshun

      December 30, 2015 at 6:35 PM

  4. Free medical care might be the best way to buy your vote. Will you have any deductibles?


    December 29, 2015 at 8:49 PM

  5. Medicaid isn’t really a welfare program. Many working people receive it, as their incomes fall below specific guidelines. Of course I believe in 100% socialized medicine for everyone (coupled with outcome-based rationing, of course).



    December 29, 2015 at 9:03 PM

    • What a terrible idea

      Andrew E.

      December 29, 2015 at 10:28 PM

    • I agree that some kind of single payer system is probably inevitable. I have friends who pay for their own helath insurance, and the rate for a family of four or five is unreal. At the same time, you have physicans leaving the medical profession before retirement age because they’re so sick of the broken system. What we have just isn’t working, but vested interests, blah, blah, blah . . .

      The US should seriously consider implementing basic, no-frills public coverage, with the option to top up coverage through private insurance for those who can afford it, or whose employers offer it. Right now, there are just too many people who are uncovered to make the system function efficienty, and those who are insured, or even worse, who are actually paying out-of-pocket, subsidizee all the others who are never going to pay anything.

      It just isn’t a segment of the economy that functions well under market forces, because we really aren’t going to let uninsured people go without any medical care at all, and the uninsured people know it.

      ice hole

      December 30, 2015 at 5:26 AM

      • The US should seriously consider implementing basic, no-frills public coverage, with the option to top up coverage through private insurance for those who can afford it, or whose employers offer it.

        A few tweaks to Medicaid would deliver this basic care model. But then the Sanders/Warren brigade would start mau-mauing about “healthcare inequality,” and demand Medicaid-for-all be converted to whatever Mark Zuckerberg gets.


        December 30, 2015 at 10:08 AM

  6. Congrats! It used to be that you couldn’t have more then 2,000 in the bank to qualify. Go do glasses and teath right away. Maybe you can get food stamps? Just remember that it’s hard to get off the needle, I wonder if you’ll still vote Trump come November?


    December 29, 2015 at 9:03 PM

    • Has Trump said anything about health care?


      December 30, 2015 at 12:26 PM

  7. dentist.
    anything not covered by medicaid is done better and cheaper in budapest.


    December 29, 2015 at 9:06 PM

    • If you pay cash, like in Budapest, you can accomplish things here with Medicaid. For big procedures it’s very true. My friend spent a total of $3,000 in Kiev, for what would have cost $15,000 over here and they did an excellent job.


      December 30, 2015 at 7:53 AM

      • Non-catastrophic private health insurance often seems like a scam. Providers inflate costs ~7x, you pay 1/7th out of pocket, and insurance pays the rest. You’d be better off paying the same for un-inflated prices, without the insurance premiums.

        Dave Pinsen

        December 30, 2015 at 8:05 PM

  8. This happened to me when I got laid off and I have never felt more taken care of them when I was using Medicaid. Medicaid is truly amazing. When people say the poor aren’t taken care of in the US, it is a lie. The poor just don’t know how to take care of themselves.

    Downside. It is a bitch to get off. I went to purchase a new plan through the NYS Health Exchange and system is still keeping me on Medicaid even though I am working.

    Rita Hayworth

    December 29, 2015 at 9:10 PM

    • I was at my podiatrist a couple of months ago, and he asked me if I was on Medicaid before prescribing a particularly expensive drug. When I told him I had private insurance, he called to to see if it was covered first. He knew Medicaid would cover the expensive drug; wasn’t sure about private insurance.

      Dave Pinsen

      December 30, 2015 at 4:51 AM

      • They love Medigate, can bill for unnecessary procedures that weren’t even performed. A gold mine. What’s not to like? The whole system is crazy. A total racket.


        December 30, 2015 at 9:08 AM

  9. Why are you thanking Obama? You wouldn’t have qualified for Medicaid with no income before?

    Dave Pinsen

    December 29, 2015 at 9:28 PM

    • Correct. Obama removed the requirement that you had to have no savings.

      Lion of the Blogosphere

      December 29, 2015 at 9:56 PM

      • Wouldn’t significant interest and dividend income void one’s medicaid eligibility?

        What kind of income and other documentation must one show to prove medicaid eligibility?

        I set up a dummy account on to see what obamacare would cost me at age 50 and at age 55 if I were to retire and live off interest and dividends. I likely wouldn’t qualify for a subsidy (they phase out at about $40K income per year), but the plans were running about $300, $400, and $500 per month for the bronze, silver, and gold plans respectively.

        E. Rekshun

        December 30, 2015 at 6:30 PM

  10. I guess everybody is on medicaid in Canada. Long waits for non emergency care. Sometimes very long. And in a lot of pkaces there are not enough primary care physicians to ho around. But let’s keep bringing in millions of immigrants.

    Actually you are probably better off on medicaid in the US than on the Canada system.


    December 29, 2015 at 9:51 PM

    • Life expectancy in Canada: 81.8 years
      Life expectancy in the US: 78.9 years



      December 30, 2015 at 10:05 AM

      • You have to compare white Americans to white Canadians to be a fair comparison.

        Lion of the Blogosphere

        December 30, 2015 at 11:20 AM

      • Or, to rerun an old favorite of mine:

        Let’s compare the U.S. to Mexico. Mexicans share our continent, our love for soda and corn syrup, and our tendency towards chubbiness. We spend approximately $8500 per year per American on health care and live to the age of 78. A Mexican can expect to live to age 76. How much do Mexicans spend on health care? Their per-person GDP is only about $13,000 per year, and they supposedly spend about 6 percent of GDP on health care so $800 per person is a good estimate.

        An American will spend $600,000 in order to add two years to the end of his life. Those two years may very well be spent in an intensive care unit or a nursing home and certainly are not likely to be spent on the tennis court or visiting the Venice Biennale.

        For that $600,000, an American could have the following:

        a house, free and clear of all mortgages (median price for a single family house sold nationwide in May 2009 was $170,000)

        a lifetime supply of automobiles, assuming $20,000 per car, a 10-year life per car, and 50 years of driving ($100,000)

        50 vacations for a family of four (average cost $1600; total of $80,000)
        a college education ($25,000 of tuition for four years at a public university)
        two children, reared to the age of 17 ($125,000 per kid, average cost for a basic family (source); note that a pair of Americans could have four children, all of whose costs would be completely paid for out of this $600,000)
        $75,000 in walking-around money


        December 30, 2015 at 12:32 PM

  11. I think there’s a very interesting book you could write about this phase of your life.


    December 29, 2015 at 10:13 PM

  12. Use your high IQ to ace the programming questions and become a software developer at Google/Facebook/Amazon?

    Salaries are usually ~100-150k, which might be a living salary in NYC (though I don’t know about this).


    December 29, 2015 at 10:30 PM

    • No thanks

      Lion of the Blogosphere

      December 29, 2015 at 11:16 PM

      • If you want to take a shot at working for Google, I’ll gladly refer your resume within the recruitment system. Prepare to keep your views deep, deep within the closet. We are going through compulsory unbiasing training. Who cares, everything else is of course freaking awesome 🙂

        Not so desperate Googler

        December 29, 2015 at 11:36 PM

      • Get cash job off the books, or launder your check (ways to do it), explore a new subculture of lower classes. This, is classy! But be careful – a French engineer ended up marring a black prostitute and dying in a slum after 10 years. If you blog about it, it’s gonna help you not to finish like him.


        December 30, 2015 at 4:34 AM

      • Lion doesn’t do programming anymore, he’s moved on to bigger and better roles in the SDLC. For what he does now he could easily find a strong-paying job but I suspect that he’s managed his money well and can afford to do the SWPL thing and “take a year off”.


        December 30, 2015 at 12:23 PM

      • All in all, not marrying black prostitutes is a good life rule.


        December 30, 2015 at 12:33 PM

      • She was 17 and very charming. If you saw her, you would go for her yourself.


        December 30, 2015 at 3:25 PM

      • What about becoming a Machine Learning researcher and using your HBD-knowledge to make accurate predictions while using Machine Learning methods to obscure how it works?


        December 30, 2015 at 3:32 PM

      • As the sage says, you can’t make a ho a house wife.

        I’m sure the girl was very tempting, but there will probably also be weekends like this:

        (or here:


        December 30, 2015 at 7:11 PM

      • Yakov seems a touch unhinged lately. That or he’s borrowing content from Céline’s “Journey to the End of the Night”…

        some guy

        January 3, 2016 at 4:58 PM

      • Mate, looks like an interesting book. I’m gonna check it out. Nothing beats real life, however. Tnx and take care.


        January 3, 2016 at 7:16 PM

    • You need credentials to do that stuff. High IQ and no credentials doesn’t get you much! If only.


      December 29, 2015 at 11:25 PM

      • Academic credentials seem less important in software than in many other fields, since you can prove your ability by showing samples of your work (Github or whatever).

        Dave Pinsen

        December 30, 2015 at 4:53 AM

      • Get cash job off the books, or launder your check (ways to do it), explore a new subculture of lower classes. This, is classy! But be careful – a French engineer ended up marring a black prostitute and dying in a slum after 10 years. If you blog about it, it’s gonna help you not to finish like him.

        Yakov, you’re a riot.

        But if Lion was planning on slumming it with a few less educated girls then he should have done it in while he was still in Nevada. That state is full of hot 23 year-old cocktail waitresses, bartenders and strippers that you can bang just by being nice, talkative and “uncreepy”.


        December 30, 2015 at 12:26 PM

    • Despite Lion’s dislike for anything prole. I don’t see Lion taking steps to get away from it. One very easy entrance to quasi eliteness is to become an academic. Sadly, Lion, like most SWPLs, perceives consumption as the only form of status signaling (which requires a high paying job).


      December 30, 2015 at 5:44 PM

    • Don’t software developers become obsolete pretty fast once they’re out of work for an extended period of time?

      E. Rekshun

      December 30, 2015 at 6:43 PM

  13. The Lion is wealthy. He never has to work again and can just live off of a SWR of 3-4% of his investments. Lucky guy!


    December 29, 2015 at 10:54 PM

    • Is that true? Lion, do you possess independent means at this point?


      December 30, 2015 at 12:05 AM

      • It is my understanding that the Lion has enough money to delay looking for work long enough to become totally unemployable. In other words he should be careful.

        James B. Shearer

        December 31, 2015 at 12:10 AM

      • Fuck the Man

        Lion of the Blogosphere

        December 31, 2015 at 12:22 AM

  14. Congratulations comrade. You’ll be treading down the bright path of full socialism yet!


    December 29, 2015 at 11:18 PM

    • Who is stupid to leave any assets in his name for Medicaid to seize? I hope not Lion.


      December 30, 2015 at 4:37 AM

  15. Lion, I thought you were heavily invested in Energy stocks as you were a peak oil believer. Didn’t your portfolio take a massive hit?


    December 30, 2015 at 7:54 AM

    • It was painful.

      Lion of the Blogosphere

      December 30, 2015 at 8:26 AM

      • I’m not selling any of my energy positions.


        December 30, 2015 at 9:47 AM

      • I bought ’em a year ago thinking they’d skyrocket over the summer of 2015; didn’t happen but I’m hanging in there. I did, however, pay just $1.85 for gas today.

        E. Rekshun

        December 30, 2015 at 6:41 PM

  16. I wonder if there’s a catch?

    You have to use Medicaid.

    I took my mom to the hospital last year to see her eye doctor, and while waiting some other patient told the nurse at reception he was paying with Medicaid and the nurse recoiled in horror at the thought of dealing with DC Medicaid (Maybe DC is especially bad. That’s very plausible).


    December 30, 2015 at 10:04 AM

  17. You can get an Obamaphone now as well! Check it out, it is a really sweet benefit.

    Ghost of Christmas Past

    December 30, 2015 at 10:24 AM

    • I’m stuck with my iPhone 6.

      Lion of the Blogosphere

      December 30, 2015 at 11:21 AM

      • Most people on Medicaid have iPhone or galaxy. Next time you are I’m a medical ate or foodstamps office just look around for. Obama phones are for retards or good folks that just fell on hard times. Most of the Medicate crowd is neither.


        December 30, 2015 at 3:30 PM

  18. There may be some asset recovery rules for Medicaid beneficiaries.

    In MA, they apply to persons over the age of 55 – in that case, the state puts a lien on their house.


    December 30, 2015 at 10:35 AM

  19. Out here in flyover land (where at least some people eat muesli for breakfast occassionally), the problem with Medicaid is access to specialists. Medicaid patients can usually get access to primary care, but treatent by many specialists often requires a three hour drive to the nearest university medical center, which has residency programs and takes everybody, though appointments are given months in advance. I have a friend who called one of these places asking for an appointment. The receptionist told her that they had something available in about three months. Then my friend said, “But I have Blue Cross!” The receptionist replied, ‘Then we can get you in next week.” I have no idea what it’s like in NYC.

    BTW, in addition to thanking Obama, you also ought to thank the taxpayers, who are footing the bills for your Medicaid.

    Black Death

    December 30, 2015 at 10:39 AM

  20. You said you plan on having no income next year? Did you lie? How are you living in Manhattan with no income?


    December 30, 2015 at 11:35 AM

    • Painting. And photography. Self-actualizing is not actually about money you know.


      December 30, 2015 at 2:53 PM

  21. OT: NYT, 12/29/15 – 2 Bankers Charged With Creating A.T.M. Cards to Steal From Accounts

    The 15 JPMorgan Chase bank accounts had a few things in common: They had high balances, there was little activity on them and they belonged to elderly clients — indeed, at least eight were dead. And all 15 of the accounts got regular cash infusions, thanks to direct deposits from the Social Security Administration.

    That caught the eye of two private bankers who worked at a Bedford-Stuyvesant branch of JPMorgan Chase, Jonathan Francis and Dion Allison, according to an indictment filed this month in State Supreme Court in Brooklyn. Creating cards for automated teller machines and forged documents, the men and their accomplices withdrew about $400,000 from the accounts over two years

    Mr. Allison, 30, and Mr. Francis, 27, created bank cards for several of the dormant accounts. (While prosecutors believe most, if not all, of the account holders have died, benefit checks continued to be deposited because of faulty reporting to the Social Security Administration.)…

    JPMorgan Chase has already faced accusations of fraud among staff members this year. In April, an investment adviser, Michael Oppenheim, was charged in Federal District Court in Manhattan with stealing $20 million from seven of the bank’s clients.

    Also in April, another employee, Peter Persaud, who worked at a Chase branch in Brooklyn, was accused of selling customer data — including account numbers, Social Security numbers, addresses and dates of birth — to an informant and an undercover officer. Mr. Persaud was charged with fraud and identity theft in Federal District Court in Brooklyn…

    He had told Chase investigators that he had looked for high-value accounts, issued and used the A.T.M. cards, sold some of the cards and account data, and worked with Mr. Francis on the scheme, Mr. Zion said. Also, he had logged onto the Chase system with his co-workers’ credentials when they were away from their desks, according to Mr. Zion.

    “Bankers” at the Bed-Sty Chase bank, tee hee! Wonder where they went to B-school?

    And “faulty” reporting to the SSA – try NO reporting to the SSA – the checks just kept coming!

    E. Rekshun

    December 30, 2015 at 11:38 AM

    • at least eight were dead. And all 15 of the accounts got regular cash infusions, thanks to direct deposits from the Social Security Administration.

      So accounts for 8 dead people were getting SS? This doesn’t seem like a difficult problem to solve.


      December 31, 2015 at 9:17 AM

  22. If you have any savings or retirements funds, there’s a catch. That includes 401k and IRAs. You might squeak by a few months of coverage before they catch on.

    However you’ll probably qualify for subsidized exchange policies with no income, regardless of assets, if and when you get kicked off medicaid.

    slithy toves

    December 30, 2015 at 2:25 PM

    • That’s what I’d thought. Impossible, all your legal accounts are cross-referenced by a computer system. Lion, unless you are totally underground, you are gonna get schlonged by Obama. Look into this carefully.


      December 30, 2015 at 3:37 PM

    • If you make below a certain income (usually around 16k) you don’t qualify for subsidies on the marketplace and are meant to go into an expanded Medicaid. Medicaid no longer looks at assets.


      December 31, 2015 at 10:30 AM

      • Valuable info, tnx. I’m gonna check into it. This is a gold mine and gives me more room to maneuver.


        December 31, 2015 at 12:04 PM

  23. Obama and his ilk doesn’t oversee Medicaid, it’s a state program. You would have gotten it under Bush.


    December 30, 2015 at 5:37 PM

    • * don’t —


      December 30, 2015 at 5:38 PM

  24. Has Lion thought about adjunct teaching computer programming or law or business at a couple of NYC’s lower-tier universities. It could be kind of fun and a way to meet women. If you don’t want to meet women, a lot of schools offer adjunct teaching positions for the on-line classes. Though, not long ago, I turned down an offer to teach accounting at a nearby university after I heard the low pay rate. It might be something I’ll do in retirement.

    E. Rekshun

    December 30, 2015 at 6:51 PM

    • Just e.rekshun….NYC lower tier university = NAM school

      There is no incentive in teaching at the lower tier schools. Community tech schools aren’t even Asian, because Asians go to prestigious colleges in computer science.


      December 31, 2015 at 11:24 AM

      • Yakov can tell you about those community colleges in business, law, and tech reserve mostly for NAMs. It’s another form of welfare program at the expense of the middle class.


        December 31, 2015 at 11:26 AM

  25. Medicaid gives you a limited number of bad providers in most of the country but you are lucky to live in NYC. You can see terrific doctors on Medicaid.

    Are you worried that you will soon become a welfare bum who doesn’t want to get a job? I would worry that I would eventually not want to give up the benefits.

    In mean time I suggest you wake up early and go to the gym everyday. Use this time to get built.


    December 30, 2015 at 7:18 PM

  26. Lion, have you decided to retire early? Please elaborate on your plans and your thinking behind them.

    Also, congrats on getting Medicaid. Most of the financially intelligent and successful people I know (at least in terms of wealth rather then income) would gladly sign up if they could.


    December 30, 2015 at 9:34 PM

  27. You once were writing about investing in oil and related stocks. Now is a good time to start thinking about doing it.


    December 31, 2015 at 1:57 AM

  28. Still unemployed?
    Quit your job without any offer just because you could not climb up the ladder anymore was not that smart


    December 31, 2015 at 7:25 PM

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